NS Bankruptcy.

Book a FREE confidential consultation with a Trustee (24/7) 1-877-959-6076

How Bankruptcy Works.

Nova Scotia, NS Bankruptcy Information. Nova Scotia, NS Licensed Insolvency trustees can be found at the following locations:

Welcome to our website! This website's objective is provide you the information needed to get you a fresh financial start. We have written this website using plain straightforward English. - Earl Sands, Licensed Insolvency Trustee.

Amherst | Barrington Passage | Bedford | Berwick | Bridgewater | Dartmouth | Digby | Glace Bay | Halifax | Kentville | Liverpool | Lower Sackville | Middleton | New Glasgow | North Sydney | Port Hawkesbury | Shelburne | Sydney | Truro | Yarmouth

If you have Debt and Need Financial Help Our NS Licensed Insolvency trustees Can Provide Debt Relief.

How bankruptcy works.

What it costs.  |   What you keep.  |   How you are protected when dealing with a trustee.  How bankruptcy works.

Our website was written to provide people in Nova Scotia, who are considering going bankrupt or making a consumer proposal to their creditors, with the information they require to understand their rights and option.

The vast majority of people, who file bankruptcy keep all their assets and are out of bankruptcy in 9 months.

Once a person files for bankruptcy or makes a proposal with their creditors they are protected by law from collection action by their unsecured creditors:

Once you've filed for bankruptcy, your trustee will handle such matters as:

Cost of a bankruptcy.

All of the NS trustees that we include on our website are friendly and well trained professionals who offer free initial consultations and must follow a strict code of ethics when dealing with people who are struggling with debt.

The cost of a NS bankruptcy is set by the Government. Our trustees have monthly payment options available.

In most cases the cost of a bankruptcy is $1,800.00, which can be paid at the rate of $200.00 a month for nine months. Our Bankruptcy Calculator will give you the exact cost of your bankruptcy and how long you will be in bankruptcy.

The assets you can keep in a bankruptcy or a consumer proposal.

Your province sets the assets you can keep.

How you are protected when dealing with Licensed Insolvency Trustees.

Hover on this link to see how you are protected when dealing with a trustee:

Canadian Licensed Insolvency Trustees








Cost of a Bankruptcy.

Exact cost & how long in bankruptcy.

Debt Calculator.

Four options for repaying your debts.

Our NS Offices


Find a Trustee;

Confidential Callback from a Trustee;

Bankruptcy FAQs;

NS Bankruptcy Exemptions;

How Bankruptcy Works;

Consumer Proposals;

Avoiding bankruptc

Debt that is erased in a bankruptcy or a proposal;

Free Credit Report.

Credit Bureaus and Collection Agencies;

Privacy Policy;


After Bankruptcy:

Credit after Bankruptcy.

Budgeting Spreadsheet.

Our NS Offices:







Glace Bay;




Lower Sackville;


New Glasgow;

North Sydney;

Port Hawkesbury;